Brasko, et al. v. First National Bank of Pennsylvania, Civil Action No.: SAG-20-3489, pending in the U.S. District Court for the District of Maryland (the “Lawsuit”).

The Court has preliminarily approved a class action settlement in the lawsuit. If you were a borrower or co-borrower on a residential mortgage loan from First National Bank of Pennsylvania, successor by merger to Howard Bank, successor by merger to 1st Mariner Bank (“1st Mariner”) (including either an originated, brokered, or funded loan) that was closed by All Star Title, Inc. (“All Star”), between 1/1/12 and 01/31/16, you may be eligible for benefits under the Settlement.

The Settlement Class includes all individuals in the United States who were borrowers on a mortgage loan obtained from Defendant Bank for a home in Maryland, Florida, Ohio, North Carolina, Virginia, or California for which All Star Title, Inc. provided a settlement service, as identified in Section 1100 on the borrower’s HUD-1 or as appearing in the loan processing records of All Star Title, between January 1, 2012 and January 31, 2016 whose HUD-1 reflects the payment of title, abstract, search, and/or examination services exceeded $500 plus the cost of title insurance.

The Settlement Class does not include any person who: (i) during the period of January 1, 2012, through January 31, 2016, was an employee, officer, member and/or agent of 1st Mariner, Howard Bank, and/or All Star Title, Inc.; (ii) any judicial officer who handles this case, and the immediate family members of such judicial officer(s); or (iii) any person who previously elected to be excluded from the 1st Mariner Class.

	Your Legal Rights and Options in this Class Action
IF YOU WISH TO REMAIN A SETTLEMENT CLASS MEMBER	If the Court gives final approval to the Class Action Settlement and after all potential appeals are exhausted, Settlement Class members will be eligible to receive the Settlement Benefits described below without submitting a claim. Anticipated payment date: approximately thirty (30) days after the Class Action Settlement becomes final and any appeals are exhausted.
ASK TO BE EXCLUDED FROM THE SETTLEMENT	This is the only option that allows you to retain your rights to independently sue 1st Mariner about the claims in this Lawsuit. In order to exclude yourself from the Settlement, you must follow the procedure described below and mail your Request for Exclusion to the Settlement Administrator at PO Box 201, Lightfoot, VA 23090-0201. The Exclusion Deadline for Requests for Exclusion to be mailed to the Settlement Administrator is OCTOBER 13, 2025.
OBJECT TO THE SETTLEMENT	If you do not file a Request for Exclusion, you may write to the Court about why you object to (i.e., don’t like) the Settlement and think it should not be approved. You must follow the procedure described below for objecting to the Settlement and file your written objection with the Court at U.S. District Court for the District of Maryland, Northern Division, 101 West Lombard Street, Baltimore, MD 21201. You must also mail copies of your written objection to Class Counsel, and Counsel for 1ST MARINER at these addresses: Class Counsel: Michael Paul Smith & Melissa English, Smith, Gildea & Schmidt, LLC, 600 Washington Ave, Suite 200, Towson, MD 21204 1st Mariner’s Counsel: Michael E. Blumenfeld, Esq. and Peter W. Sheehan, Jr., Esq., Nelson Mullins Riley & Scarborough LLP, 100 S. Charles Street, Suite 1600, Baltimore, MD 21201 The Objection Deadline for the Filing of Objections with the Court is OCTOBER 13, 2025.
GO TO THE NOVEMBER 20, 2025 HEARING	The Court will hold a “Final Fairness Hearing” in Courtroom 7C of the United States Courthouse, 101 West Lombard St, Baltimore, MD 21201 to consider the Settlement, Class Counsel’s request for attorneys’ fees and expenses, and the Class Representatives’ request for service awards. You may, but are not required to, speak at the Final Fairness Hearing if you have filed a timely written objection with the Court. If you intend to speak at the Final Fairness Hearing, you must include your intention to do so in your written objection. Scheduled Date of Final Fairness Hearing is: November 20, 2025 at 2:00 pm