First Mariner-All Star Class Action – Class Action Litigation Notice

Brasko, et al. v. First National Bank of Pennsylvania, Civil Action No.: SAG-20-3489, pending in the U.S. District Court for the District of Maryland (the “Lawsuit”).

If you were a borrower or co-borrower on a mortgage loan (a) obtained from First Mariner Bank for a home in Maryland, Florida, Ohio, North Carolina, Virginia, or California; (b) for which All Star Title, Inc. provided a settlement service, as identified in Section 1100 on the HUD-1, between January 1, 2012 and December 31, 2016; and (c) for which the overall charges for title services exceeded $500 plus the cost of title insurance. Exempted from this class is any person who, during the period of January 1, 2012 through December 31, 2016, was an employee, officer, member and/or agent of First Mariner Bank, Howard Bank, or All Star Title, Inc.

	Your Legal Rights and Options in this Class Action
IF YOU WISH TO REMAIN A CLASS MEMBER	You are not required to do anything at this time. If you choose to remain a Class Member, your claims against First Mariner for monetary relief arising from First Mariner’s conduct as alleged by the Plaintiffs will be determined in this case and cannot be presented in any other lawsuit. This relief sought is three times the amount by which your overall charges for title services, typically recorded in Section 1100 of your HUD-1 settlement statement, exceeded $500 plus the cost of title insurance.
IF YOU WISH TO BE EXCLUDED FROM THE CLASS, YOU MUST MAIL A REQUEST FOR EXCLUSION NO LATER THAN MARCH 25, 2024	This is the only option that allows you to retain your rights to independently sue West Town about the claims in this Lawsuit. In order to exclude yourself from the Class and Subclasses, you must complete an Exclusion Request, sign the Exclusion Request, and mail the Exclusion Request to the Notice Administrator, The Casey Group, Ltd, PO Box 201, Lightfoot, VA 23090-0201 no later than the Exclusion Deadline of March 25, 2024. A separate request for exclusion should be completed and timely mailed for each person or entity electing to be excluded from the Class. Co-borrowers on a loan must both submit a valid, timely request for exclusion to be excluded from the Class.

Your Legal Rights and Options in this Class Action

IF YOU WISH TO REMAIN A CLASS MEMBER

You are not required to do anything at this time. If you choose to remain a Class Member, your claims against First Mariner for monetary relief arising from First Mariner’s conduct as alleged by the Plaintiffs will be determined in this case and cannot be presented in any other lawsuit. This relief sought is three times the amount by which your overall charges for title services, typically recorded in Section 1100 of your HUD-1 settlement statement, exceeded $500 plus the cost of title insurance.

IF YOU WISH TO BE EXCLUDED FROM THE CLASS, YOU MUST MAIL A REQUEST FOR EXCLUSION NO LATER THAN MARCH 25, 2024

This is the only option that allows you to retain your rights to independently sue West Town about the claims in this Lawsuit. In order to exclude yourself from the Class and Subclasses, you must complete an Exclusion Request, sign the Exclusion Request, and mail the Exclusion Request to the Notice Administrator, The Casey Group, Ltd, PO Box 201, Lightfoot, VA 23090-0201 no later than the Exclusion Deadline of March 25, 2024. A separate request for exclusion should be completed and timely mailed for each person or entity electing to be excluded from the Class. Co-borrowers on a loan must both submit a valid, timely request for exclusion to be excluded from the Class.

First Mariner – All Star Class Action